Addept Insurance expands marine legal protection book with Pantaenius UK deal
20 April 2026

Addept Insurance Services (Addept Insurance) has today announced further growth in its Waypoint specialist marine legal protection insurance solution with a new scheme for leading sail and motor yacht insurance provider, Pantaenius UK Limited (Pantaenius UK).

Launched in September 2025, Waypoint is a specialist legal protection insurance and assistance service for boat owners. It offers bespoke coverage reflecting the breadth of risk in the marine and pleasure craft sectors supported by specialist marine lawyers, as required [1].

Our partnership with Pantaenius UK is an important milestone for the business and the Waypoint solution. We set out to address the narrowing of cover and capacity options we see in the current marine legal expenses market. The market’s response to the solution and our drive to simplify administration processes for brokers, has resulted in strong growth.

Richard Finan Managing Director at Addept Insurance

Legal expenses insurance is an important add-on product for us. The Addept Insurance team bring many years of experience and a clear understanding of the marine legal expenses insurance needs of boat owners. Their flexibility, customer-centered and commercial approach to product design and distribution deliver our customers a high-quality product at a competitive price point.

Andy Crick Executive Director at Pantaenius UK

Addept Insurance provides a diverse range of legal expenses and ancillary insurance solutions designed to address the evolving needs of customers and to support brokers and other intermediaries to respond to the changing risk and regulatory environment in today’s insurance market.
 

[1] The Waypoint solution for Pantaenius UK provides cover for legal costs to recover uninsured losses, pursue personal injury claims, pursue or defend a legal action following a breach of a contract or defend a criminal offence. There is also cover for the costs in the event of having been the victim of identity fraud. Customers have access to 24/7 specialist marine and non-marine legal, and health and medical information helplines. Addept Insurance is also providing Waypoint specialist marine legal protection to several other specialist marine underwriting and brokers including Porthcawl Insurance Consultants (UK) and their trading style Insurance-4-Boats.co.uk, Admiral Marine, Everard Specialist Marine brokers, part of James Hallam, and Topsail Marine & Leisure Insurance.